I went to the bank to pay my credit card bill. The cashier told me my Rm50.00 note is useless as it is defaced on the ‘Agung Head’. I didn’t understand so i asked him to clarify further. He said he was just doing his job. 
My Rm50.00 down the drain. My advise to readers : look carefully at each and every note you receive. If it is defaced, it will not be accepted by the local bank. I asked him if it was still legal tender. He gave a standard reply : I am just doing my job.
I know he is just doing his job. I need info on what I can do with this note. Can anybody please tell me what i can do with this Rm50.00. Don’t ask me to go back to Alliance Bank, Sibu. It will be just a waste of time. Some place where I can trade in this note for a new note or something? After all it is supposed to be legal tender and the serial numbers etc are all so clear nor is it torn.
Some useful information
Go to Bank Negara Malaysia”> and click on “Procedures and Guidelines for Assessment of Mutilated Notes and Defaced Notes”. So what the counter guy said is true.
BUT! You can exchange it, according to FAQs on M’sian Currency – click on “Where can I exchange mutilated banknotes?”
You have two choices, either go to BNM to exchange it, or use it at your local shops
Thanks. I will go to your links
Those little ink smudges shouldn’t be a problem. Not if they drew a moustache and spectacles on the poor Agong’s face…or they wrote 4-D numbers! Go withdraw RM50 through their ATM…and when they refuse to accept, u insist that u got it through their ATM machine!!! And threaten to call the newspapers!!! To avoid bad publicity, they’d probably take it from u! (And don’t tell anybody I taught u that! Ha ha ha ha ha!!)
Thanks.
Use the note to buy things from somewhere else. I am sure they will not check so detail especially at the supermarket.
I can remove the ink stain for only RM 50
Terms and Condition apply.
I wonder about the leadership of Malaysia. They insist in reminding the world they are a 3rd would country? An ink smudge?
I’ll use the note to buy something.
Bank maybe restrict sikit lah pasal ni. Guna je duit untuk beli barang kat shopping complex atau bayar tol, should be ok
Use the RM50 to buy something. Probably add a new other notes to hide the inked area :p
All bank are supposed to received soiled notes and send to Bank Negara for cancellation and burn. This way currency in circulation will remain fresh. The Bank Officer is lazy. He doesn’t want to send the soil note to BNM branch in Kuching.